COMMERCIAL PROPERTY CALCULATOR
Does the rent stack up?
Put in the price and rent. Fine-tune the finance.
See what comes back to you.
01 The property & finance
GBP
Enter a purchase price greater than £0.
/ year
Enter an annual rent of £0 or more.
Change any value. Your numbers update instantly.
ANNUAL RETURN ON YOUR CASH
11.79%
£11.79 a year for every £100 you invest.
Your cash invested£175,000
Mortgage amount£325,000
02 Where the rent goes
- Rent received
- £50,000
- Mortgage interest
- −£24,375
- Other expenses
- −£5,000
- Cash flow to youAfter interest & expenses, per year
- £20,625
Positive cash flow£1,718.75 per month
Gross rental yield10.00%Annual rent ÷ purchase price
Break-even annual rent£27,083.33Rent needed to cover interest & expenses
THE SIMPLE MATHSYour rent, minus costs.
Your rent, minus costs.
Divided by your cash.
( annual rent − mortgage interest − expenses )your deposit× 100 = ROI %
A quick comparison, with clear assumptions.
This estimates annual cash-on-cash return before tax. Your cash invested is the deposit only. It assumes an interest-only mortgage, full rent collection and that all ongoing expenses fit within your allowance. Purchase costs, stamp duty, mortgage principal repayments and changes in property value are excluded. A positive return does not by itself determine whether a property is a good purchase.